Guide to insurance for international students in China

Policy Requirements

• All international students must purchase insurance in the Chinese mainland.

• Those who fail to comply will not be allowed to register or renew their visas.

Insurance Duration

• 6+ months: Must purchase comprehensive insurance.

• <6 months: Follow school requirements.

Purchase Methods

1. School-arranged (for some scholarship recipients).

2. Self-purchase:

• Online: [www.lxbx.net](http://www.lxbx.net) (supports overseas payments).

• On-site: At designated school counters during registration.

Estimated Cost

800 yuan/year, 400 yuan/for six months (varies by school/insurer).

Claims Process

• Coverage only applies to public hospitals in the Chinese mainland (excludes Hong Kong, Macau, Taiwan).

• Private/VIP wards are not covered.

• Emergency hotline: 400-810-5119 (bilingual service).

Important Reminders

• Insurance must be purchased even if you have coverage from your home country.

• Renew on time to avoid claim issues.

• Update insurance info if your passport changes.


Source: Study China


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